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Akme Appraisals, Halifax, Nova Scotia
 

Welcome To AKME Appraisals, Inc.

Specializing in:

  • Bank Finance, Purchase & Resale Appraisals & “Flip Appraisals”
  • Marital Division & Estate Probate Appraisals & Litigation
  • Title Insurance Appraisals
  • Revenue Canada Appraisals
  • Assessment Appeal Appraisals
  • Relocation Appraisals
  • Industrial & Commercial Rental Rate Reports
  • Vacant Land Appraisals

*Sworn in Supreme Court Appraiser Expert Witness
**Approved 99% of all Residential & Commercial Lenders
***Approved all Relocation Companies



about

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The AKME Appraisal, Inc. Teams owner/s are Kelly Best, Bill Best and co-owned by both Shawna Best
and Geoff Coderre

Kelly Best has been nominated as one of Atlantic Canada’s Top 50 CEOs of the Year for 2010.

  • Supreme Court Expert Witness (sworn in 2007) – “Expert in Marital Division and Estate Probate”
  • Approved 99% of Residential & Commercial Banks and Lender/s
  • Approved All Canadian & U.S.A Relocation Companies

How to Find Out the Qualifications of an Appraiser Before You Retain Them

Let’s face it‐ every single profession has members that are more qualified than others. By first confirming the qualifications and credentials of the appraiser you will get a better idea for the expected quality of work provided. It’s important to know a little about your appraiser before he/she actually appraises your home. If they don’t possess the best qualifications, and you wait until after the appraisal has been completed to find this out, you may have to spend unnecessary time getting a “reconsideration of value”.

“We understand that this is your property, most likely your biggest investment/purchase and we would like to explain how we research and analyze in order to estimate a fair value for your property”‐ To arrive at a reasonable fair estimate of value, we consider and then bracket your properties items and features. For example if your home has a 6000 square foot lot we ensure that you are compared to a property that has less than and a property that has more than 6000 square feet; the perfect recent sold property would be an exact duplicate but not always the case. We consider a duplicate or bracketed for all of your properties items and features. This is the same methodology for a property with 100+ hectares of land,we typically bracket the size of your site and your improvements (home/sheds/decks/etc).

In addition we also analyze and bracket your assessment value and use comparable data with similar assessments. In the case that your home has new improvements we consider those assessed properties that also have recent improvements. The NS government reports assessment value is reported as market value 2 years prior ‐ with all else equal this is another market indicator with main consideration of the comparables recents sold prices.

Futhermore, the properties zoning is also considered meaning if your property has Commercial zoning or R2 zoning; no matter the zoning ‐ the comparable data is selected based on similar zoning of your property. The Residential Appraiser (CRA) is qualified to appraise up to 4 residential units or needs a qualifed AACI to co‐sign their appraisal report. If the appraisal is going to a resdiential lender we have the means and understanding to address that portion of the commercial component; and vice versa for commercial lending with residential portions.

And lastly, the Nova Scotia Provincial Government Report is also analyzed. Yes, the government actually does have a full report on your home. As of 1 January 2013 the Province will now release this report; a 4‐6 page report which identifies all items and features qualifying if you actually are paying fair and equitable property tax. To date, this valuation and analyzis has picked up on some major errors. For example, some property owners have been reported to be paying for neighbours garages, extra residential units, old removed decks and sheds, etc. This is a valuable analysis offered and included in the AKME Appraisal, Inc. report.

**THE ABOVE INFORMATION is CONFIDENTIAL and can only be discussed with the CLIENT**

The Appraisal Institute of Canada, along with many North American Appraisal Organizations recommend that the most Professional Appraisers have good solid experience, preferably a Business Degree, and Appraiser Designations and Accreditations.

Common reasons for a Professional Comprehensive Appraisal are

Marriage Breakdown: Confirm that the Appraiser is Sworn in Supreme Court Family Expert Witness. If not, then the courts may not accept the appraisal or you may experience a time delay and additional expenses while waiting for the appraiser/appraisal to be approved. Kelly is Sworn in Supreme Court.

Mortgage Financing: Ensure that the Appraiser is approved on your specific lenders approved list. If the appraiser is not approved on that specific lenders list then the appraisal could be declined. Always confirm with the appraiser that “Lender requirements are met therefore no unnecessary delays”. We are approved on 99.9% of all lender lists.

Renovating your home: Ensure that all renovations you complete will NOT cost you more than what your home will be worth.

Investors and “home flippers”: Confirm that in the event of a market downturn that you will be able to sell your properties within a reasonable amount of time rather than endure possible hardship.

Insurance Appraisal Purposes: In the event the home is damaged or destroyed, the appraiser will have full descriptions and ample pictures on file. Our appraisal reports are typically a minimum of 20+ pages with many comprehensive pages of market information. ** Confirm that the appraiser takes interior pictures (not all appraisers take interior pictures) – how many, zoning excerpts, many maps, and very important confirm the approaches/tools that the appraiser will be relying on to estimate a fair market value.

Disagreeing with another Appraisal: Kelly Best is also a qualified certified Appraisal Reviewer and is able to offer “other appraisal insights/explanations/recommendations.” Our reputation among clients for consistent explanations has been noted. Kelly Best is well versed in everything from basic Appraisal explanations to advanced Appraisal theory explanations.

We look forward to working with you and being part of your trusted financial and legal team. Selecting the right Professional Appraiser can mean a positive experience with referrals and repeat business for you.



clients-lenders-amc

Approved List of Clients

Government (federal, provincial, and municipal)
Banks, mortgage, trust, finance companies
Real estate companies
Insurance companies
Private individuals
Accounting firms
Law firms

Approved List of Lenders

Accredited Home Lenders Canada
Atlantic Signature
Bank of Montreal
Bank of Nova Scotia (BNS)
BNC
Bridgewater Financial
Brookfield Relocations
CHIP Mortgages
CIBC
Citi Corp
Citi-Financial
CMHC Mortgage Insurance
Concentra (COOP)
Cooperative Trust
Credit Unions
Credit Union Atlantic
DLC Mortgages
Fidelity Valuation Services
First Line Access
First Line Mortgages
First National Financial Corporation
GE Money
Genworth Mortgage Insurance
GMAC
Home Loans Canada
HSBC Financial
ING Bank
Interbay Commercial Lending
Laurentian Bank
League Credit Union
League Savings
LSI Relocation Solutions
Maple Trust
MBanx
MCAP
MCAP Eclispe
MERIX Financial
National Bank of Canada
President’s Choice Financial
Prudential Relocation Services
ReMax Relocations
Resmor Trust
Royal Bank of Canada (RBC)
Royal LePage Relocations
Scotiabank
Street Capital Financial
TD/Canada Trust
Weichert Relocations Resources Inc
Wells Fargo
VFC
XCEED Mortgage Corporations

* If the lender required is not listed please contact Kelly at (902) 435-2637

Approved Commercial Appraisals

BMO Bank of Montreal
League Mortgage and Savings Credit Union
Provincial House Credit Union
RBC – * Case by Case confirm with Chief Appraiser
Scotiabank
TD Canada Trust – * Case by Case confirm with Mortgage Underwriting Department
Victory House Credit Union
Credit Union Atlantic

Approved Appraisal Management Systems

Solidifi
Conspect
Centrac (quote only)
FNF Management System
Nationwide Appraisal Systems (NAS)


contact

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Kelly Best, CD, AACI, P. App. BBA, PGVC, DULE

 

Tel: (902) 435-2637
akme (at) ns.sympatico.ca

 

Nominated 2010 Atlantic Business CEO of the year
AKME Appraisals, Inc.
Principal Owner
Supreme Court Expert Witness Testimony – Sworn in and Recognized Supreme Court Expert Witness 2007

Designation:
Appraisal Institute of Canada (AIC)- AACI, P.APP (Accredited Appraiser Canadian Institute – Professional Appraiser)

Education:
PGVC (Post Graduate Value Certification)
BBA (Bachelor of Business Administration)
DULE (Diploma Urban Land Economics)

Certified Advanced Appraisal Reviewer
Marshall & Swift Licensed User – Costing Expert

Retired in Good Standing -
CNAREA – DAC Designated Appraiser Commercial
NAIFA USA – IFAS Independent Fee Appraiser Senior

I am a partner/owner of AKME Appraisals, Inc. My current Designation is Accredited Appraiser Canadian Institute (AACI) with a degree in Business Administration, Diploma in Urban Economics (inclusive of 20+ Real Estate Appraisal course), background in both Real Estate Appraising, and prior experience in Property Management. I am also Retired – Pensioned Canadian Forces. During my military career I was awarded “Service Person of the Year”

William Best, CD, CRA – Partner

 

Tel: (902) 435-2637


Designation:
AIC – Canadian Residential Appraiser

I am a partner of AKME Appraisals, Inc. I was awarded the CRA (Canadian Residential Appraiser) designation in 2007. I continue to update and stay current with Appraisal education, taking appraisal courses through UBC. I have extensive experience in the residential division. My work in our Valuation Division covers a wide range of property from single family housing to to multi-use investment projects. In addition to completing a full career – I am retired Canadian Armed Forces; Communications and have received my CD1. I also worked as a Communications Specialist with General Dynamics Canada. After returning from the USA, I became extensively involved in Real Property Appraising.

Shawna Best – CRA

 

Tel: (902) 440-2378

AKME Appraisals, Inc.
Co – Owner (2007)

Designation:
Appraisal Institute of Canada (AIC) – Canadian Residential Appraiser (CRA)

Nova Scotia Real Estate Appraisers Association (NSREAA)

Real Property Appraisal and Consulting Services
Specializing in Residential and Small Commercial Properties
Marshall and Swift Licensed User – Costing Expert

Currently working towards BBRE (Bachelor of Business Real-Estate degree)

I officially joined AKME Appraisals, Inc. in 2007 – I have been involved with the Appraisal Industry for over 10 years. My current Designation is Canadian Residential Appraiser (CRA). At present, I am studying towards my Commercial Appraisal Designation and a Bachelor Degree in Business of Real Estate. I have extensive experience in the Residential Sector: Single Family Dwellings, Multi Family Properties and Vacant Land. I also have experience with Small Commercial Component Properties.

Geoff Coderre

 

Tel: (902) 483-7321

 
 
 

Designation:
Candidate, Bachelor of Commerce: Student SMU & AIC:Student UBC AACI

 

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